United Capital Markets, Inc. (UCM) is the leading outsource provider for innovative risk management services focusing primarily on hedging mortgage servicing rights (“MSRs”). Our clients are banks and independent mortgage bankers who own MSRs and are concerned with income statement and balance sheet volatility.
UCM was founded in 1996 by principals with decades of experience in capital markets, mortgage banking, and derivative hedging. We provide risk management services to companies ranging from a few hundred million to over one hundred billion in notional MSR balances.
In addition to MSR hedging, UCM is a trusted adviser to the mortgage industry, providing strategic consulting services. Our assignments cover a full range of issues including the analyzing client’s capital structure, maximizing gain on sale, operations, innovative ownership structures and exit strategies.